5BR/3BA Chisago City home with a guest/in-law suite! Located close to many lakes & parks w/easy access to US-8 & downtown Chisago. Spacious living rm w/walkout to deck that overlooks the half acre lot! Kitchen/dining/den w/oak hdwd floors! Kitchen w/ample cabinet/countertop space & breakfast peninsula. Main level two bedrooms were added and set up as a main level BR w/nursery. Main level laundry w/a 3/4 BA as well. Living room has new flooring and newly finished accent wall! Upper level w/all 3BRs, pine hdwd floors and full BA! Original mill-work throughout! Garage was converted to a guest/in-law suite w/half BA and full hook ups for a kitchen set up as well as washer dryer hook ups--could be converted back into an oversized 2 car garage (noted as family room on listing). All appliances, the roof are 2021 or newer. Sellers have an assumable FHA loan at 2.9%.